Card Braves
Should I Get A Student Credit Card ?
A new and magical world opens up when a person hits his or her eighteenth birthday. Voting is just one of the many privileges extended to the new adult. There is also the ability to serve in the Armed Forces.
But nothing quite marks the end of childhood as leaving the comforts of high school and bravely entering the collegiate world. College is a world of new possibilities but also a time of great responsibility. It is easy to get in over your head when student credit cards are being offered every few steps at college fairs.
Credit card credit is a delicate balancing act that new adults must juggle. They want to begin building their credit rating but often find that those visa ones they took out to finance their books, meals and rent are now completely out of control.
Student credit card debt is no laughing matter. Before long the bills are too much for the student to pay each month and he or she must start looking at alternative means to finance their monthly expenses. This may mean a college loan or finding a part time job.
College is expensive and unforeseen expenses can occur. Student credit cards are very easily obtained but can often lead to bigger problems than they solve. The key is to use your new-found credit wisely.
Use it for true emergencies and always limit yourself on how much you will charge onto the cards. Think about each purchase carefully and always remember that you will have to pay it all back, plus interest.
Another tactic is to purchase an item and pay it off, thus building your credit rating. Always make sure and pay the bill on time and never pay just the minimum payment. This will help you stay ahead of your debt and make it more manageable in the long run.
You will not always be living in a dorm or renting a house. You want to be able to someday own your own home and this is a way to show financial restraint.
Credit counseling is a great way to fully understand what those student credit cards can do to your finances. Keep in mind that you will not always be in school and that credit card bills on top of student loan payments, can quickly eat up your budget. Build credit slowly and always be responsible for your purchases. Eventually your credit score will improve and you will be able to buy the things you have always wanted.
About the Author
Mike Selvon's portal will expand your knowledge on student credit cards. Visit us and leave a comment at our student loan information blog where a free gift awaits you.
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The Seven Luckiest Tarot Cards to Receive in a Reading
Which are the luckiest Tarot cards in the deck? This article picks out the cards you should look out for in a tarot card reading as the best omens of good fortune.
Tarot cards can be a great way to not only glimpse the future but also to focus on it, and through the power of positive thinking attract good things into your life. Each tarot reading starts with a question from which the seeker can actively ask for guidance or even help to bring good luck their way. One can't definitively say that a particular card is always lucky or indeed that another card is a sign of bad luck because each card's meaning is dependent on the context and its relationship to other cards in the reading. However there are some cards in the tarot deck that have such a strong energy and are so auspicious that they are invariably a sign of some good fortune or other coming the way of the questioner. The following is a list of cards that you really want to turn up in a tarot card reading:
The Sun
This truly is a great card to receive. It talks of harmony and happiness, healthy relationships and a feeling of oneness. The Sun has always been a metaphor for truth. When we say we can 'see the light' we mean we can see the truth in a situation. When we talk about becoming 'enlightened' we mean achieving a level of understanding. As the supreme source of light the Sun is therefore a powerful symbol of knowledge and understanding. Ignorance may be bliss but knowledge is power. Only when we really understand a situation do we have the power to transform it and get what we want. The Sun is also associated with greatness and success, so when this card turns up it is a positive reminder that we too can be 'brilliant' and truly 'shine.'
Ace of Coins
The Ace of Coins represents a doorway into a new, more prosperous way of being. It speaks of stability and constancy and of achieving visible results. It is not a card of fanciful dreams and pie-in-the-sky ideas, but is a great card to turn up when you are in a situation in which you need more solidity, stability and concrete changes in your life.
Wheel of Fortune
The Wheel of Fortune is one of the few cards in the traditional tarot deck which doesn't include a human figure. This is fitting because it is about those things which are outside human control. Depending on one's beliefs this could be seen as the Power of God, the Law of Karma or just simple fate. This card serves as a reminder that although many of us would like to believe we are in total control of our lives, there are forces acting upon us which are beyond our influence and understanding. When this card turns up it can be a powerful sign that things are beginning to turn in our favor. The concept of the wheel is revealing because it suggests there are underlying cycles and patterns to these forces that influence us.
Six of Wands
The Six of Wands represents victory and success. It is the card of the athlete who trains, sacrifices, sweats and eventually wins. We all need both great and small triumphs in our lives and the Six of Wands appears when these successes are just around the corner. This card can also represent feeling good about ourselves and our accomplishments.
The Chariot
Just imagine a Chariot hurtling into battle being driven by a team of charging horses. It must have been an awesome sight. This is the image that the card summons up: a powerful one-man fighting unit ready to do battle and take on the world. The Chariot represents this spirit and the determination to succeed in all the battles we face in life. There are times when it is right to go with the flow and there are times when compromise is the best approach; but when this card turns up is a reminder that fortune favors the brave and, provided you act with confidence, you will be blessed with success. It's important to remember though that many of our conflicts are internal ones, so this card should not be taken as a license to go out and do battle with the world.
Three of Cups
The Three of Cups is the card of boundless joy, love and celebration. In cultures which advocate the philosophy that we live to work it can be hard to take seriously our deep need as human beings to bond with one another and celebrate our togetherness. After all, what is the point? What does it achieve? But celebration is an end in itself. We could equally ask (but rarely do) 'What is the point in just living to work? Where is the joy in that?' but also 'What greater joy and safety is there than in knowing that one is both loved and able to love?'
The World
The World simply represents fulfillment and completeness. Having the world at one's fingertips means having everything one could possibly want and therefore being self contained and satisfied. In reality though, fulfillment is not so much what we have but how we feel. A monk or hermit may feel content with just his begging bowl and a cave to sleep in whilst a rich man may find little peace no matter how much of the world he owns. The card represents the promise of inner fulfillment and completeness. These feelings can come to all of us from time to time and the card reminds us to make the most of them when they do.
About the Author
Fred street has been an expert Tarot card Reader since 1992. He has written widely about Tarot and is the creator of http://www.psychic-tarot.net/